Do it like the USA! globinfo freexchange According to latest information, the US tax authorities have declared in a secret workshop of representatives of the EU, how to close a bank overnight, if it is broke. Before the announcement of the ECB stress tests, nervousness increases in the EU and the Member States: Apparently, several banks from the ECB's perspective will not be able to survive. If they can not be transferred quickly to a competitor, there will be threatening bank runs. Between representatives of the EU and the United States Deposit Insurance Fund, Federal Deposit Insurance Corporation (FDIC) are practiced secret bank closures overnight. The United States had handled more than 500 banks during the financial crisis. Close to an ailing bank is almost a 'cloak and dagger operation', because this must be done within a very short time. From November, the ECB will take over the banking supervision. For this purpose, a unified processing mechanism i